Still raining here this morning although it has eased up from yesterday - not much planned for today - perhaps a little more Xmas shopping - yes I am one of those who likes to get it over a done with - got up the courage this morning to take a look at my pension portfolio and like I suspected it is not a pretty site - hopefully the worst is over and some of the value will return in the next month otherwise it will be either me stay in town and vegetate or draw down some of the reserve funds which are outside of the registered plans.

More later

D